Using Short-Term Lending as a Solution
In the past, bridging finance was viewed as a costly option, but these days, bridging products are much more affordable. As a result, many astute investors are turning to us to find out which lenders to approach.
Short-term finance can be used in a variety of ways, as outlined below:
- Breaking chains
- Funding cash flow
- Auction purchases
- Meeting tight transaction deadlines
- Quick purchases to gain negotiating power
- Refurbishing properties for mortgage purposes
- Converting single residences to HMOs
- Converting garages into habitable rooms
- Making improvements to meet EPC ratings
- Refurbishing to increase rental yield and property value
Heavy Refurbishment/Conversion:
- Extensions
- Loft conversions
- Converting commercial properties to residential
These are just a few examples of how short-term finance can be utilised.
Additional benefits include:
- No exit fees
- No Early Repayment Charges (ERCs)
- Interest rolled up
- Free Automated Valuation Models (AVMs)
- Accepting Below Market Value (BMV) purchases with loans up to 90% of the purchase price
Regulatory & Legal Disclaimer
We do not provide mortgage advice or brokerage services. All mortgage services are offered by our FCA-regulated partners, who are authorised.
Mortgage lending is subject to status, affordability checks, and lender criteria.
